Additional Coverage New Jersey Driavers Should Consider
New Jerseyites have several ways to protect themselves and their property. Here are some coverages to increase your peace of mind:
- Loan/lease payoff: It’s sometimes called gap coverage because it covers the “gap” between what you owe on your loan and what your car’s worth if it’s totaled.
- Rental reimbursement: If your vehicle is undrivable, this coverage will pay for a rental until yours is repaired or replaced.
- Roadside assistance: This covers things like jump-starts, tire changes, towing, and other services.
- Medical payments coverage: This pays for the 20 percent of medical costs that PIP does not cover.
- Additional PIP: Choose this option to increase your no-fault insurance coverage.
- Income continuation: If accident-related injuries cause you to miss work, this coverage pays your lost wages, less Temporary Disability.
- Essential services: The coverage pays for necessary services you can no longer perform after an automobile accident, such as cleaning your house, doing laundry, mowing your lawn, or shoveling snow.
- Death benefit: If an accident causes a death, this allows estates or family members to receive any benefits not already collected by the coverages for income continuation and essential services.
- Funeral expense benefit: In the case of death after an accident, this pays funeral expenses up to the selected limits.
1 komentar:
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